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1. Mind your Thoughts
The first thing that wakes you up in the morning (after the alarm rings, if you have one) is your thoughts. Your thoughts put you to sleep, keep you awake, wake you up or stress you out. You can re-calibrate your thinking to have better experiences. Whatever you are thinking right now is affecting your current state.
2.Follow Through
Each time you don’t follow through, your subconscious mind takes note. You already know if you’re going to go to the gym today or make that phone call. Don’t make it easy to lie to yourself by consistently saying what you are “going to do” something and not follow through because it the though of doing something that you know you are not going to do is a pattern that will repeat itself in different areas of your life.
3.Develop Positive Habits
Everything we do is out of habit; from the moment we wake up until we go to bed at night. When you develop positive habits, you will feel guilty for not following through with them consistently. Do you remember the last time you followed a program consistently and then stopped? Do you remember what that feeling was like? Well, that is what you want to avoid.
4.The Power of Discipline
Discipline will make the difference between you starting a project and completing it. A lot can be achieved through daily discipline without feeling completely bound.
5. Mission Statement for your Life
Mission statements are not only reserved for companies. Determine what your ultimate life purpose and then make a statement out of it.
6.Invest While Paying off Debt
This is a perfect example of a positive habit. If you don’t start where you are, you will always find an excuse or crutch to lean on as to why you haven’t started paying off that debt. I challenge you right now to call your credit card company(number is on the back of your card) and negotiate a better interest rate. If they say it is not possible, tell them you will close your account. I’ve personally gone from interest rates of 18.9% to 13.2% to 1.9 %! Guess when I go the 1.9% ? When I asked to close my account. Look even if they do go ahead and close the account, you’ll be better off.
7.Never Give up
There is always a better way of doing things. Seek the help from someone who is doing better and not only talking about it. If you are not achieving the results you want, you simply need better council.
8.Start Now
Where ever you are start from there. Make today a turning point. The only time you set yourself up to fail is when you don’t start, don’t persist and/or don’t finish.
Who Has Your Ears?
I “let go” my last financial advisor because he was not making more money than I was! I don’t feel bad about it either. I am always ready for change. As I grow, as my business grows, there are certain methods that have to change because they have outgrown a given system. It’s funny how everyone seems to have a get rich scheme or a better savings, insurance plan than you do? But is it really as good as they think? Although the average person means well, they are often times misinformed themselves. When I did not know better I lost a lot of money because I took council from peers who were in the same “mediocre” bracket I was. The minute I stepped out of that circle I started to shine. Ask yourself how strong is your light?
Advisors and Fees
Have you ever stopped and asked yourself why an advisor recommended or did not recommend certain financial products? Maybe their compensation was tied to the deal or maybe they were thinking about their bonus. Yes, it is a selfish world! This comes back to the old adage of ” you never ask an insurance broker if you should buy insurance” because they will always say: yes, right?
They too are in the business of sales. Ask your broker to brake down hypothetical situations with you. For example: if you earn and average of 5% but there are fees of 3% and you will be taxed at x% from your profits at the end of the year, how much will you earn? If your financial advisor can’t answer that, then maybe you need to speak to a tax or legal advisor.
For those of you who haven’t yet read my E-book on Options, I express my views on mutual funds; you can read all about it.
You Afford What you Love
Are you emotions sabotaging your success? I received an email form a couple in California who went away on vacation. They fell in love with the Island so much that they came back with a time share! Now, this would’ve been a good investment for someone who could afford it. Falling in love with a deal only makes sense if the numbers make sense. This story reminds me of impulse buyers. You know who you are, you just couldn’t leave the store without it. In all situations no matter what the tag price, ask yourself what is the real reason for making a particular purchase. Most times its just for instant gratification and not out of sound investment.
Time Out!
Time outs are just for kids! Sometimes you have to put yourself on a time out before making a big business decision, before saying charge it even before saying I do. You are in control of every decision you make. Sometimes, you won’t know if its right until you separate your ego from the situation. There will always be and endless supply of people and events that will influence you to make a decision sooner than you feel comfortable. Learn to feel the pressure and take time to consult with your deeper self. If it’s a business deal maybe you just need to do some more research.
Chantale Johnson is an internet marketer for Wealth Streams. Look forward to more articles on Your Best Life from her! Also see http://www.daterehab.com
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